// healthcare price & network intelligence

Your payer pays others more. We prove it.

Caber Analytics turns publicly available carrier rate data and provider registry information into actionable evidence — for independent practices, plan advisors, and counsel who need the numbers to hold up.

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negotiated rate distribution · cpt 99214 · sample market source: carrier mrf · n=312 provider groups
your practice · p23 market median 90% of medicare 240% of medicare

// what we deliver

Turn carrier rate data into negotiating clarity

All three offerings run on the same engine: Transparency in Coverage MRF files, the NPPES provider registry, and Medicare fee schedules as the universal benchmark.

Rate Position Report
Where does your practice sit in the distribution of what this carrier pays comparable groups in your market? Code by code, in dollars and percent-of-Medicare, with a negotiation-leverage map showing where the carrier needs you more than your rate implies.
cash engine
Network Integrity Analysis
A carrier's published network is not always its real network. We test listed in-network providers against the NPPES registry — deactivated NPIs, taxonomy mismatches, geographic impossibilities, padding patterns — and produce evidence that survives scrutiny.
flagship
Behavioral Health Reimbursement Index
A quarterly index of behavioral health negotiated rates by carrier and state, expressed in percent-of-Medicare. Carrier-specific, state-level, and updated from source data every quarter — not a database product from 18 months ago.
quarterly index

// the methodology

Why the numbers hold up

The same conventions that make findings survive regulatory scrutiny make them survive a deposition or a payer pushback call.

01 / source

Carrier's own published data

Every rate comes from the carrier's TiC MRF files — their own representation, filed under federal mandate, citable by name and version.

02 / validate

NPPES and Medicare ground truth

Provider identity verified against the federal registry. Rates expressed as percent-of-Medicare so comparisons survive across markets, codes, and time.

03 / trace

Every figure to its source

Source file, extraction timestamp, and filtering logic documented on every number delivered. Nothing asserted that cannot be reproduced.

04 / deliver

Evidence, not a dashboard

A finished report with a plain-English summary and a supporting workbook — not a login to a platform that still requires an analyst.

// about

About the firm

Caber Analytics was founded on an observation from inside the healthcare payment system: whoever held the data won. Carriers and PBMs negotiated with full visibility into market rates. Everyone else negotiated blind.

Federal transparency rules ended that monopoly. Negotiated rates are now public — terabytes of them, published monthly, and effectively unreadable without purpose-built engineering. Caber Analytics built the pipelines that read them.

The firm pairs regulatory experience — state insurance regulation, NAIC policy leadership, PBM industry operations — with the data engineering to extract defensible evidence from files most analytics shops cannot parse.

// contact

Let's talk about what you're trying to prove

Whether you're negotiating a payer contract, building a case, or evaluating a network — send a note and we'll tell you whether the data can answer it.